Our promise: numbers you can trace to the source
Workers' compensation is governed state by state, and the figures change every year. Our goal is simple: give injured workers accurate, current information they can actually verify — and never make up a number to fill a gap.
Where our data comes from
For each state, our benefit figures — the weekly maximum, the wage-replacement percentage, the waiting period, the filing deadline, and who chooses the treating doctor — are compiled from official state workers' compensation agencies and the underlying statutes. Every state page links directly to that state's agency (for example, the California DWC, the Texas DWC, or the New York Workers' Compensation Board) so you can confirm the current figures yourself.
National settlement ranges and averages reflect published industry data and are clearly labeled as estimates, not promises.
How we handle figures that change or conflict
State maximums reset on different dates — some every January 1, others every July 1 or October 1. When we can confirm a specific 2026 figure against an official source, we publish it and note when it resets. When sources disagree or a current figure isn't yet published, we do not guess — we explain the formula (for example, "two-thirds of your average weekly wage, up to the state maximum") and tell you to confirm the exact number with your state agency for your date of injury.
Found something out of date? Benefit rates change often. If you spot a figure that looks wrong, email us at our contact page and we'll review and correct it.
What the calculator does — and doesn't — do
The settlement calculator gives an estimated range based on national averages and the factors you enter (wages, injury severity, impairment rating, medical costs, and state). It is an educational starting point, not an appraisal of your claim. Real settlements depend on your state's specific formulas, your employer's insurance carrier, the strength of your medical evidence, negotiation, and whether you have legal representation. No online tool can tell you what your case is truly worth.
We're not a law firm
Nothing on this site is legal advice, and using it does not create an attorney–client relationship. Workers' compensation is complex and fact-specific; for advice about your situation, talk to a licensed workers' compensation attorney in your state.
How we make money (our disclosure)
This site is free to use. We support it two ways, and we'd rather be upfront about both:
- Advertising. We display ads, which may be personalized. They're labeled as advertisements.
- Attorney consultations. If you request a free consultation, we may connect you with a licensed workers' compensation attorney, and we may be compensated for that connection. It costs you nothing, and you're never obligated to hire anyone.
Our editorial content is researched independently of those relationships — advertisers and attorneys don't get to change the benefit figures or the advice on these pages.